What is needed to quote:
- Name of Group
- Address
- Nature of Business
- Number of Years in Business
- Schedule of Benefits
- Census – gender, date of birth, Dependent Election *
- Current Rates / Booklets (if applicable)
*Dependent Election – EE Only / EE&SP / EE&CH / FAMILY
Schedule of Benefits:
Exams
- Covered once every 12 months
- Employer can choose not to include exam coverage if there is coverage under the medical plan
- Employer can choose the deductible for Exams
Frames
- Covered once every 24 months
- Employer can choose the maximum covered benefit for frames
- Employer can choose the deductible for frames
Lenses
- Covered once every 12 months
- Employer can choose the maximum covered benefit for lenses
- Employer can choose the deductible for lenses
Contacts
- Covered once every 12 months
- Coverage varies by provider – lenses and frame benefit 1st year, lens only benefit 2nd year
Contributions
- Employer Paid – the Employer pays 100% of the premium
- Contributory – Employer and Employee share in the cost of coverage
- Voluntary – the Employee pays 100% of the premium
Benefit to providing this coverage to employees
- Vision impairment can lead to missed work due to sickness or disability
- Promotes prevention and early diagnosis for vision related issues
- Provides coverage for employees and their dependents
- Offers discounts on vision products and other vision relates services
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